Azerbaycan Beynəlxalq Bankı ASC (Mərkəz filialı) (Baku)

ABB Bank offers a wide range of products — from basic cards and deposits to comprehensive investment and premium services. Online services (ABB mobile, Business IB) allow full remote management of finances, while business solutions and special programs make the bank flexible for any client segment.
Cards
• Debit (for example, Tam DigiCard) — physical and virtual cards with cashback, limit management, 3D Secure protection
• Credit (TamKart) — installment plans up to 30 months, bonus programs
• Premium cards — high limits, privileges, discounts from partners

Loans
• Cash loans — up to 50,000 AZN, online application, up to 59 months, rate from ~10.9%
• Car loans, advance limits, credit limits on cards and deposits
• Mortgage — internal mortgage products in more than 15 categories, special offers

Deposits and deposit accounts
• Classic deposits, DigiDeposit — online opening, income up to ~11% per year
• Safe deposit, savings deposits, accumulating IPOTEKA deposits

Internet and mobile banking
• ABB mobile — account, card, deposit, transfer, investment management (stocks, funds), Apple/Google Pay connection, digital ID (“mYgov”)
• ABB Business Internet Bank — for corporate clients, API, POS services, trading platform, Çevik package (business package with zero commission)Payments and transfers
• Domestic and international transfers, payment of services (mobile, utilities, online shopping), Cash In terminals, ATM operations
• Cash by Code — cash withdrawal by code via ATM

Investment services
• Trading stocks and investment funds via mobile app and Prime platform
• CFDs, futures, metals, energy resources via MT4/MT5 within Prime service
• Consulting, brokerage and underwriting services

Personal service
• ABB Prime — premium service for wealthy clients:
o personal manager,
o 24/7 support service,
o delivery of cards and documents,
o exclusive meetings and consultations

Corporate and small business solutions
• Business loans, cash management, payroll projects
• ABB Biz (mobile bank for small business)
• KOB/Çevik service packages, electronic account opening, documentary operations, API integrations

Promotions and bonuses
• Cashback programs (Faydalı cashback, Fayda Max)
• Special offers for youth (for example, alpha card)
• Mortgage and deposit promotions, VAT refund on purchases via ABB mobile, AZAL Miles bonusesAdditional services
• SMS notifications, electronic statements, Cash-In ATMs, terminals, online queue, ASAN Imza, E PIN, Apple/Google Pay integration

1.Innovation and FinTech
In 2020, ABB opened an Innovation Center. It supports IT startups, especially in finance. The center provides mentors, access to the bank, support, and can invest in promising projects.

2. Green Investments (Green AMC)
In November 2024, ABB together with Swiss company Crossinvest issued a "green" certificate worth 10 million USD with a high AA rating. It can be bought through ABB Invest. The funds go to projects that protect nature and the environment.

3. Stock Market Investments

Since October 2024, you can buy and sell ABB bank shares through ABB mobile.

Since May 2023, through ABB Invest, you can trade stocks on US exchanges. Trades go through broker DriveWealth with protection up to 500,000 USD.

4. Business Investments
Corporate clients can invest through internet banking on various markets. ABB Invest provides analysis, advice, and profit calculation tools.

5. Bonds and Reports

In June 2022, ABB issued bonds in Azerbaijani manats on the Baku Stock Exchange.

The bank publishes reports on real estate, retail, tourism, and car markets in Azerbaijan. This helps make the market clearer and attracts investments

Bank ABB does a lot for society. We support education, nature, innovation, and help people better understand finance. Here are the main areas of our programs:

1. Ecology and Development

• We planted over 31,000 trees to improve nature in the country.
• In 2023, we published a report on our achievements in ecology, social work, and management, following international standards.

2. Education and Youth
• We give scholarships to 30 students at Karabakh University and offer internships for practice and growth.
• We were the main sponsor of the “Career Week” at ADA University, helping students find jobs and develop.

3. Support for Entrepreneurs and Small Business
• Together with the Ministry of Labor, we helped 22 low-income families start their own businesses by providing farming equipment.
• We support startups and new projects, helping them grow.

4. Financial Literacy
• We hold seminars, training, and publish simple materials to help people understand money and finance better.
• We help schools and other education projects improve learning quality.

5. Awards
In 2024, we received six awards from the Azerbaijan Banks

Association for work in social programs, education support, and financial literacy.

 Branch Network Development
• The Satly branch was updated to match the bank’s new style. Now, services there are more modern and convenient.
• A new branch opened in Hankendi, offering locals and businesses a full range of banking services.

 New Products and Services
• Launched the first metal card with exclusive benefits and services.
• Introduced a new digital savings account for easy and effective money management.

 Awards and Recognition
• In 2023, ABB Bank was named “Bank of the Year” in Azerbaijan by The Banker for its growth, technology, and strong results.
• The Top Employers Institute gave ABB the “Best Employer 2024” title for excellent work with its team.
• Global Finance magazine named ABB Bank “Bank of the Year” in Azerbaijan, highlighting its innovation and quality service.

https://abb-bank.az

https://abc.az

https://fed.az