Expressbank ASC (Bas ofis) (Baku)

Auto Insurance
KASKO — covers your car against theft, accidents, fire, natural disasters, etc.
OSAGO — mandatory liability insurance for damage to other drivers.

Property and Home Insurance
Covers apartments, houses, offices, warehouses — protection from fire, burglary, flooding, and other risks.

Travel Insurance
Medical help abroad, lost luggage, trip cancellation.
Available online. You can get a policy in 2–3 minutes.

Personal Insurance
Life and health insurance.
Protection against accidents, injuries, and temporary disability.

Business Insurance
Protection against risks for company property, equipment, and vehicles.
Liability insurance for clients and employees.
Special packages for construction sites, factories, shops, IT firms, etc.

Cargo Insurance
Covers goods during transport inside the country and abroad.
Includes land, sea, and air transport.

Mandatory Insurance Types
OSAGO (auto liability)
Worker accident insurance
Fire insurance (for certain categories)

There is no data on direct investments by PAŞA Sığorta, but PAŞA Həyat has most of its funds invested in government and corporate bonds (about 517 million AZN at the end of 2024).
PAŞA Holding as a whole invests in various sectors: banking, construction, tourism, insurance, and others.

Education and Youth
The Insurer Academy project — free courses for students where company staff teach basics of insurance, risks, and marketing. Since 2015, many young people have benefited.
The Education for Career project (in partnership with Junior Achievement) — seminars on financial literacy and work skills for teenagers from Goychay and Sheki.
The Birincilər campaign — providing starter kits to first graders from low-income families in regions; 700 children received help.

Support for Vulnerable Groups
Inclusion Month — together with DOST Agency: workshops for people with disabilities; children took part in eco-therapy, exhibitions, and theater.
The Güvənli Gələcək project — training children from orphanages and low-income families on bullying, safety; 600 children participated.

Support for Women and Families
GüċlüSen — educating women about breast cancer: how to do self-checks and where to get exams.
Ana Sahibkar — course for wives of Karabakh war veterans; 30 women received skills and support to start their own business.

Ecology and Sports
PAŞA employees take part in planting trees and cleaning coastlines — for example, in Gala, Novkhani, and Gorzdil.
The company supports sports: backs volleyball and boxing federations, and football clubs “Sumgayit” and “Zira.” In 2023, over 3.6 million AZN was invested.

Health and Rehabilitation
Post-traumatic syndrome: in 2022 PAŞA Sığorta invested 255,000 AZN to train psychologists in PTSD therapy and launched a mobile app.
In June 2025, a partnership was signed with the Medical-Social Rehabilitation Agency: clients get access to physiotherapy, speech therapy, massage, etc. in 15 centers across the country.

Culture and Support
Publishing books (through PAŞA Life) about Azerbaijan’s cultural heritage — in Azerbaijani, English, and French.
Sponsoring the Jazz Festival in Baku and cultural events abroad.

PAŞA Sığorta – “New Year – New Opportunity”
Starting from December 6, 2024, a promotion is available: clients who purchase KASKO insurance worth ≥ 500 AZN receive a 25% discount. Details are available via *7000 or online through the personal account and social media.

PAŞA Sığorta received a “BB” rating from S&P Global — a solid level of stability. The company operates according to international customer service standards (ISO 10001 and ISO 10002).

PAŞA Holding – Mass Tree Planting
In spring 2025, the holding, together with Trendyol and EcoHub, planted 12,500 trees over an area of more than 10 hectares. Phase one included 500 pine and olive trees in Mushfigabad and 5,000 trees in Goygol.

https://pasha-insurance.az/en/corporate-responsibility/supporting-education/

https://globalcsr.org/pasha-holding-held-a-social-project-to-support-education-in-the-regions/

https://tech.az/en/posts/aytac-mukhtarzade-quot-creating-value-and-benefiting-are-the-main-goals-of-pasha-holding-quot-3974/