Credit institution
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Credit institution is a company that provides customers with cash loans and other financial services. This type of business can operate as a bank, microfinance institution, or pawnshop. They mainly lend to individuals and small businesses, and sometimes also accept deposits. Credit institutions assess the borrowers’ repayment ability and offer appropriate interest rates. In Azerbaijan, such institutions are regulated by the Financial Markets Supervisory Authority. Their purpose is to provide financial support to customers and earn income.
