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Lombard is a financial company that provides loans based on collateral. The company mainly accepts personal belongings or valuable items as collateral. When people need cash, they bring their items to Lombard and receive a loan. After the loan is repaid, they can get back the items they pledged as collateral. If the loan is not repaid on time, Lombard sells those items to recover the debt. This service mainly helps to meet short-term financial needs.