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Lombard is a company operating in the financial sector. Here, people can receive short-term cash by pledging their valuable items as collateral. The company accepts items such as watches, gold, and jewelry, which are kept as security. After the customer repays the loan, they can retrieve their item. If the loan is not repaid on time, those items may be put up for sale. Lombards are widespread in Azerbaijan and are most commonly used during times of need.