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Lombard is a financial company that provides loans against collateral. Customers can obtain money from Lombard by pledging their valuables, such as jewelry or electronic devices, as collateral. The company sets the amount of cash given and the interest rate through a contract. If the customer repays the debt on time, the collateral is returned. Otherwise, Lombard sells the items to recover the money. This service is used for quick and short-term financial needs.