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TBC Kredit Bank Olmayan Kredit Teshkilati (Bash ofis) (Baku)

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  • TBC Kredit is a non-bank credit organization fully owned and managed by TBC Bank.
    It was launched in the Azerbaijani market with the support of the United States Agency for International Development (USAID).
    The main objective is to support the development of small and medium-sized businesses by providing a variety of financial services. 

    History:
    Founded in 1999

    Team:
    Ajdar Aliyev – Chief Executive Officer (CEO)
    Aytan Baghirova – Finance Manager

  • Business Loans – Financing for small and medium-sized enterprises (SMEs) for development, working capital, purchases, etc.
    Mortgage Loans – Long-term loans for purchasing housing or real estate.
    Home Improvement Loans – Funds for renovation, modernization, or reconstruction of residential property.
    Consumer Loans – Cash loans for personal needs of clients.
    Leasing – Rent with the option to purchase equipment or machinery.
    Consulting and Support – Assistance with documentation and selection of optimal loan terms.

  • TBC Kredit invests in the following areas:
    Development of digital technologies and online services for customer convenience
    Expansion of the lending product line for small and medium-sized businesses
    Employee training and professional development
    Improvement of credit analysis and risk management processes
    Infrastructure upgrades and enhancement of customer service
    Social projects and initiatives that support regional economic development

  • Bond Issuance (July 2022)
    The company issued unsecured, undocumented bonds totaling 1 million AZN with a two-year maturity and an annual interest rate of 12%.

    Launch of Education Loan (2025)
    TBC Kredit introduced a new product — an education loan for students, covering both current and prospective university students.

  • https://www.tbckredit.az

    https://cbonds.ru/company/30283/

    https://azertag.az/ru/xeber

    /tbc_kredit_predstavlyaet

    novyi_produkt_obrazovatelnyi

    _kredit-753987

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TBC Kredit Bank Olmayan Kredit Teshkilati, headquartered in Azerbaijan, is a leading non-bank credit organization dedicated to providing accessible and effective financial solutions. Renowned for its customer-centric approach, TBC Kredit offers a diverse range of services, including personal loans, business loans, and other credit products tailored to meet the specific needs of its clients. With a strong emphasis on transparency, reliability, and innovation, TBC Kredit strives to empower individuals and businesses by facilitating financial growth and stability. As a trusted financial partner, TBC Kredit continuously enhances its offerings to ensure exceptional service and to support the economic development of the communities it serves.